The Portfolio MRI

Is the goal of investing to get a yield/return? Specifically isn’t the goal of investing in the stock market to achieve a market rate of a return? The resounding answer is yes! In the last couple of decades, at various “Retirement Planning Today” classes that we conduct at local schools and universities, as well face to face coaching sessions, I’ve asked this question thousands of times. “Are you consistently achieving a market rate of return”? This is where I normally get a pause, followed by what would be best described as a deer in the headlight gaze! You see the reality; we are all in the same market environment from year to year, so the same market return is available to those that participate in the market minus the cost of investing.

It’s extremely rare, in my experience, to find an investor who understands this reality or has had this explained. If an investor has never determined whether their portfolio mix of assets is designed to get the market return that is available from year-to-year, how can they know if they’re getting the actual returns available or leaving them on the table? If an investor does not understand what they’re doing or why, how can they ever achieve peace of mind in the financial realm?

Would you like to know whether your portfolio is getting a market rate of return? Do you have a way to compare the returns you have achieved to what the global marketplace has offered in the last 10, 20, 30, or 40 years? With the help of academics from notable institutions like the University of Chicago, Princeton, Dartmouth, and Yale, we do. You see the data has been tracked for many decades; unfortunately it is rarely used to educate people about the realities of the greatest wealth creation tool known to man, the stock market. Why not you? Why not now? Take charge of your financial future and learn about the “The Portfolio MRI”.


About Paul Nichols

Paul is the founder of Financial Abundance, a Registered Investor Advisory firm and EDI, an Estate Planning Firm with offices in State College and Lewisburg. He has been working with individuals, families and businesses for over twenty years, including many Fortune 500 companies. He has educated tens of thousands of people through seminars, workshops and various international speaking engagements where he shared the stage with many notable individuals such as Ronald Reagan, Robert Kiyosaki (author of Rich Dad, Poor Dad), Mike Ditka, General Schwarzkopf, and Newt Gingrich to name a few.

In 2000, after many years of traveling to consult companies and individuals, Paul decided to relocate from Colorado to State College, PA (his wife’s hometown) to develop a local advisory firm.

Paul operates under the core belief that education plus understanding leads to clarity and confidence; resulting in peace of mind. He is a proud father of three and devoted husband of 20 plus years.

Some of Paul’s accomplishments:
Regular contributor to the Centre Daily Times, via the “It’s Your Money” blog
Featured in the movie Navigating the Fog of Investing
Regular contributor to Town & Gown as the publications Investor Coach
Host of the weekly iTunes Podcast, It’s Your Money
Member of the Western PA Better Business Bureau
Member of the Centre County Chamber of Business and Industry