Index To Income Planning Content

Income planning is by far the most requested, the most misunderstood and the most intimidating area of financial planning for the vast majority of Americans. Please dive into the content here covering a myriad of income planning topics. Let these be the first steps to creating peace of mind over your income plan for the long-term.

The Real Cost of Safe Money

Altoona, PA – A fellow Investor Coach shared a story about a Senior Citizen on a radio talk show the other day, lamenting about the ultra-low CD rates the banks are now paying. He had recently spent an entire afternoon visiting one bank after another, trying to eke out a few extra pennies to help […]

Municipal Bond? Safe or Sham?

State College, PA – It has happened again!  Investors depending on municipal bonds for a secure retirement should be concerned.  For the second time in three years, the Security and Exchange Commission has slapped another state with securities fraud.  Recently, the SEC charged Illinois with misleading its municipal bond investors. In a press release, the […]

From My Daily Journal

A trend we have noticed among baby boomers that we have recently coached up about global market returns is a lot of people exhibit concern and worried body language. When we discuss retirement planning and income needs, not only is there a high percentage of fear, but some of the people that I’m talking to […]

The Truths of Investing

It's Your Money
The Truths of Investing
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On this week’s “It’s Your Money” podcast, Paul Nichols pulls back the curtain on the truths of investing. When it comes to investing, not everything you have been taught is true! Along with this week’s Market Update, there are some unexpected change you should know! When it comes to Investing, Retirement Planning, and Estate Planning, […]

Income – Reverse Engineerin​g

A recent article talked about how a multiplier of eight times your income is the approximate size of the nest egg one would need in order to retire comfortably. In our planning process we prefer not to pull numbers out of the air. Is eight the right number? It may be or may not be. […]

The Lure of Easy Money

It's Your Money
The Lure of Easy Money
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On this week’s “It’s our Money”, Investor Paul Nichols gives a Market Update and overviews of the truths of the academic investing. Paul talks about how the market has rebounded nicely in the last few weeks compared to the previous quarter. He also discusses three areas that often become stumbling blocks or traps for investors when […]

Academic Truths of Investing

It's Your Money
Academic Truths of Investing
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This week’s podcast contains the usual Market Update brought to you by Financial Abundance and your host Paul Nichols, the Investor Coach. Any type of financial planning, especially in the area of income planning and risk management, is something that one must understand using the Academic Truths of Investing. Knowledge is power!

Market Update: July 2015

It's Your Money
Market Update: July 2015
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This week, Paul Nichols, the president of Financial Abundance, a registered investment advisor, does his routine market update. Paul decided to chat a little bit about some current news as well as a reminder as to the scientific truth and the empirical realities of investing in a structured investment platform. It’s vital that you understand […]

Permanent Tax Lien

It's Your Money
Permanent Tax Lien
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Paul, with Financial Abundance, does a market update this week. This show, as well, focuses on a crucial question that must be answered when it comes to attempting retirement planning, looking at your financial investments, preparing for income streams, as well as potential risk areas that could force you to spend down your life savings. […]

Care Planning

It's Your Money
Care Planning
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This week Paul does the normal market update along with some coaching nuggets concerning long-term care insurance planning and design. Long-term care planning is one of the most difficult arenas of financial planning to accomplish because one never knows until the final analysis whether care was needed. Longevity and the potential need for care require […]

Social Security Benefits

It's Your Money
Social Security Benefits
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This week, Paul Nichols, the investment coach and host of “It’s Your Money”, discusses when Social Security benefits should be activated. When it comes to investments, retirement, and life insurance, there is an overabundance of information available to investors today. The issue most investors face today is not a lack of information, but an actual […]

Medicare

It's Your Money
Medicare
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In this podcast Paul Nichols, the “Investment Coach”, once again pulls back the curtain with the usual market update as it relates to investments. He also discusses the rising cost of Medicare and how it can affect one’s retirement income. Medicare premiums are means tested and as a result are based on income. The reality […]

Money Market or Market Returns…Sh​ould You Know??

For those in your fifties or sixties, think back to your first job when you entered the work force.  I still remember how ecstatic I was when I landed that summer job at an amusement park that paid me $1.50 per hour.  Back in 1980, the minimum wage was pegged at $3.10 per hour.  So, […]

Real Estate for Retirement Income Planning

It's Your Money
Real Estate for Retirement Income Planning
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This week on “It’s Your Money”, Paul Nichols, the investor coach and president of Financial Abundance a Registered Investment Advisory firm, located in State College, Pennsylvania, is back with a market update. As well as some information regarding real estate and how it may relate to retirement income planning as well as wealth accumulation.

Income Planning Using Dividends

It's Your Money
Income Planning Using Dividends
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This week, Paul Nichols, the president of Financial Abundance, a registered investment advisory firm, and host of It’s Your Money, once again provides a market update of how we’re doing so far this year. He also talks about some interesting news tidbits in the area of income planning, utilizing dividends, and stocks over total market […]