Besides the usual market update and some rational academic clarity concerning countries sovereign debt and default, Paul Nichols, the investor coach, is pulling back the curtain on the concept of tax deferral like never before. The vast majority of Americans are making the wrong choice when looking at deferring taxes by utilizing traditional IRAs. With the rare exception of a few individuals and families, tax deferral does nothing for most investors, but cost them more money, gives less security and less disposable income in retirement. Do not defer any more taxes until you get the facts about the reality of income distributions in retirement.
Paul, with Financial Abundance, does a market update this week. This show, as well, focuses on a crucial question that must be answered when it comes to attempting retirement planning, looking at your financial investments, preparing for income streams, as well as potential risk areas that could force you to spend down your life savings. The question deals with future tax rates and the reality that many Americans have a permanent tax lien on their retirement accounts and do not even realize it when they’re going to take the first financial hit in retirement.
This week, Paul focuses on the usual market update, coupled with the three most common investor mistakes. These are mistakes that happen every day, they are…almost encouraged by the industry. The transactional costs that results from mind boggling trading volume daily, creates a huge windfall for the financial services industry. The vast majority of this trading is due mostly to one of these investing mistakes or a variation of all three. They can be very elusive and subtle. Knowledge is power; you don’t need to know everything, just a few right things to be a successful investor.
This week Paul does the normal market update along with some coaching nuggets concerning long-term care insurance planning and design. Long-term care planning is one of the most difficult arenas of financial planning to accomplish because one never knows until the final analysis whether care was needed. Longevity and the potential need for care require prudent planning in this area as well as understanding of how income and cash flow play into the formula.
Paul focuses on a primary question, do returns come from the market or do returns come from fund managers? In the market update you get an idea of how the different asset classes are performing year to date when it comes to retirement planning, income distributions, taxation, and wealth strategies. Education leads to clarity, clarity leads to confidence, and with confidence good decisions ensue.
This podcast brought to you by Financial Abundance, a Registered Investment Advisor. This session focuses on 2014’s market review and a current market update. Paul Nichols, the “Investor Coach”, conducts an overview on the basics of investing in the market utilizing the returns of 2014, as well as the returns year to date for 2015. If you would like to learn more about retirement planning, income planning, investments, and market returns, as well as unique and sophisticated tax planning strategies, go to www.FAIcoach.com or call 866-867-5745.
State College, PA – Investing in IPOs and the current global market update is the subject of this podcast. Check out the website FAIcoach.com to learn more about retirement planning, investments, estate planning, income for life, and other wealth strategies. Education leads to clarity, clarity to confidence, and only with confidence can one achieve financial peace of mind.
Paul discusses the constant barrage of doom and gloom news, promoting how bad things are currently. The data suggest otherwise as you will hear in this podcast, as well the most recent market update. When considering retirement planning, life insurance, investments, income planning, wealth strategies and estate planning; get educated, knowledge is power!
In this podcast Paul Nichols, the “Investment Coach”, once again pulls back the curtain with the usual market update as it relates to investments. He also discusses the rising cost of Medicare and how it can affect one’s retirement income. Medicare premiums are means tested and as a result are based on income. The reality of rising healthcare costs force Americans to be more proactive about their income sources than ever before. Income distributions need to be managed whether one is using investment brokerage type accounts, life insurance, or annuities, in order to get the best value on healthcare related costs.