Index To Retirement Content

If what you thought was the best way to plan for retirement? Turned out not to be, when would you want to know? If you did realize that what you were doing was not the best way, would you do something about it? The fact that you're here exemplifies your desire to learn. Discover more about retirement planning today.

Pension Maximization Strategy

PMS, a strategy that can be employed by a pre retiree when activating a employer defined benefit plan, more commonly known as a pension. The concept: there are multiple pay […]

Government Shutdown Market Impact

A recent Friday, late in the evening, Congress and the White House came to an agreement that averted a partial government shutdown – for now. Over the course of last week, several advisors asked for my take on what would happen to the stock markets if the government had closed down, even temporarily. Some of these advisors following the active approach to investment management, wondered if they should “sell,” or if should they “buy.” Would the markets go up? Or would they go down? How should they react?

My advice was that if client portfolios were properly designed from the beginning, there would be no need to make any changes to existing portfolios.

Retirement & Municipal Bonds

As you know, we are not big fans of Municipal Bonds. You will not find a single Municipal Bond among the 10,000 – 14,000 holdings in any of the Academically Managed accounts that many of you own through me. But often, retirees and those preparing for retirement are heavily invested in municipal bonds and bond funds. Unfortunately, in many cases, their advisors may not have disclosed to them the significant risks that such a strategy bears.

Savings & Inflation

It's Your Money
It's Your Money
Savings & Inflation
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We hope everyone had a Safe and Happy Fourth of July! This week, Paul Nichols and Deb Seaward, talk about savings and inflation. Listen in to find out more and continue on your road to financial clarity and confidence.

Paul Nichols is the President of Financial Abundance, Inc., a registered investment advisor based in Central Pennsylvania with offices in State College and Lewisburg in Centre County.

Visit Financial Abundance’s website and send Paul a note about the show or a question that you would like to have answered under the “Ask the Coach” link.

http://www.FinancialAbundanceInc.com or give us a call at 866-867-5745

Thank you

Should I Invest In Gold With 401k Or IRA?

This week, Paul Nichols, answers a viewer question who wants to know if he should invest in gold with his 401k or IRA. Paul gives some very pointed advice on […]

Market Timing and The Three Types of Money

It's Your Money
It's Your Money
Market Timing and The Three Types of Money
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This week’s show is one you don’t want to miss. Paul Nichols, along with his guest host Deb, talks about Market Timing, gives a market update and then reviews the “Three Types of Money.” Listen in to find out more and continue on your road to financial clarity and confidence.

Paul Nichols is the President of Financial Abundance, Inc., a registered investment advisor based in Central Pennsylvania with offices in State College and Lewisburg in Centre County.

Visit Financial Abundance’s website and send Paul a note about the show or a question that you would like to have answered under the “Ask the Coach” link.

http://www.FinancialAbundanceInc.com or give us a call at 866-867-5745

Thank you

Viewer Questions from WJAC-TV

It's Your Money
It's Your Money
Viewer Questions from WJAC-TV
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Deb sits in on the show again with Paul to answer some viewer questions from WJAC-TV, an NBC affiliate. Paul is WJAC’s “Investor Coach” and is featured weekly on their nightly news.

Visit our website and send Paul a note about the show or a question that you would like to have answered under the “Ask the Coach” link.

www.financialabundanceinc.com

Thank you

Unintended Consequences: Len Renier

It's Your Money
It's Your Money
Unintended Consequences: Len Renier
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This week Paul interviews Len Renier from the Wealth and Wisdom Institute.

Income Planning: Budget Challenge

Many of us think that we are good stewards of our money. We often think that each purchase is something we need, when in reality it is only something we want. When I was younger I thought I was a great steward of my money. At that time I was living hand to mouth, as most young people do when they are just getting started. It seemed I didn’t have enough money at the end of the month to save. Then I met a very successful gentleman who made a huge difference on my life. He suggested I do the following:

Long Term Care Insurance

It's Your Money
It's Your Money
Long Term Care Insurance
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This week Paul and Luke break down Long Term Care Insurance. With the current debate about health care, long term care is often over looked.

When Should You Start to Take Social Security

It's Your Money
It's Your Money
When Should You Start to Take Social Security
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This week Paul and Luke review the Market Update, the pros and cons of qualified plans and if you should take your social security payments at age 62 or 65.

Guaranteed Income for Life

It's Your Money
It's Your Money
Guaranteed Income for Life
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An interview with Kevin Nuber shows how you can take your savings and ensure you have enough income throughout your entire retirement.

The Investors’ Dilemma: Understand the Psych

Have you ever worried about getting high enough returns on investments? Maintaining your standard of living at retirement? Affording high quality education for your children? Have you ever worried about the next market crash, missing out on the latest, greatest stock tip? Making sense of the all the information available or someone else having a better portfolio than you? Have you ever worried about not having enough money to care for loved one, getting bad advice and, worse yet, paying for it? Have you ever bought an investment when it was doing really well, when it was high, and later sold it because of bad performance at a low price? If you can answer yes to any of these questions, then you are in the right place.

Parkinson’s Law

From the desk of Paul Nichols: President of Financial Abundance Inc.

C. Northcote Parkinson is probably most recognized for his book entitled Parkinson’s Law. It states that “work expands to meet the time envelope allowed.” Give it a shot- give someone a task with a deadline of 2 days, and it will be done near the end of the 2nd day. Give the same task to another person and give them a week to complete it. You can bet that the task won’t be completed until the waning hours of the 7th day.

Welcome to Financial Abundance

Financial Abundance, headquartered in State College, PA, is a Registered Investment Advisory Firm whose founder Paul Nichols is known as the “Investor Coach”.

FA (Financial Abundance) is a full-service investment, retirement and estate planning firm. We operate under the core belief that education plus understanding leads to clarity and confidence that can result in peace of mind.

Our site includes both audio and visual content and is designed with an educational component. You will notice an array of links to the left under Primary links; specifically Weekly Clarity Coaching and Podcasts.

– Under Weekly Clarity Coaching you will find two to five minute subject-specific videos that have been featured on NBC affiliate WJAC-TV Channel 6. These educational videos were produced with the intent to clarify financial subjects.

– Under Podcasts we have approximately three to four years of recordings from Paul’s syndicated radio show, It’s Your Money (now available on iTunes).

Please take advantage of some complimentary coaching using the “Ask the Coach” link where Paul answers questions about the content in our site and how it may apply to you. For those of you with general questions, please use this same link to send a question and/or comment to the Coach.

You don’t know what you don’t know.