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Index To Retirement Planning Content

Discover more about retirement planning today, start with some content in this section then check out educational opportunities we have available? If what you thought was the best way to plan for retirement? Turned out not to be, when would you want to know? If you did realize that what you were doing was not the best way, would you do something about it?

Financial Planning Statistics

10/20/2010 by
It's Your Money
It's Your Money
Financial Planning Statistics
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This week, Paul Nichols, the president of Financial Abundance gives a market update and talks about planning and how most people don’t think they can afford a financial planner. Did you know that only 67% of consumers do not have a written financial plan. Financial Abundance operates under the core belief that education plus understanding leads to clarity and confidence resulting in peace of mind.

Financial Abundance, Inc is a Registered Investment Advisor based in Centre County with offices throughout Pennsylvania.

Visit Financial Abundance’s website and send Paul a note about the show or a question that you would like to have answered under the “Ask the Coach” link.

http://www.FinancialAbundanceInc.com or 866-867-5745

Thank you

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What Is Equity In Your Home? Part Two

08/31/2010 by

This week, Paul Nichols, the president of Financial Abundance answers questions on how to quickly pay off your home and how to maximize the equity that you have created. Watch […]

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What Is Financial Planning?

07/16/2010 by

This week, Paul Nichols, the president of Financial Abundance posts a video blog to answer the title of this video, “What is Financial Planning”. Financial Planning is not just about […]

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Savings & Inflation

07/06/2010 by
It's Your Money
It's Your Money
Savings & Inflation
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We hope everyone had a Safe and Happy Fourth of July! This week, Paul Nichols and Deb Seaward, talk about savings and inflation. Listen in to find out more and continue on your road to financial clarity and confidence.

Paul Nichols is the President of Financial Abundance, Inc., a registered investment advisor based in Central Pennsylvania with offices in State College and Lewisburg in Centre County.

Visit Financial Abundance’s website and send Paul a note about the show or a question that you would like to have answered under the “Ask the Coach” link.

http://www.FinancialAbundanceInc.com or give us a call at 866-867-5745

Thank you

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Would You Take a Pay Cut?

06/28/2010 by
It's Your Money
It's Your Money
Would You Take a Pay Cut?
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Why would you ever want to take a pay cut? Then why are some financial advisors asking their clients too? Paul Nichols talks about a recent article that says retirees only need 75% of their current income when they retire to maintain their standard of living. Listen in as the “Investor Coach” explains why your goal should be to retire on 100% of your current income and not take a pay cut!

Paul Nichols is the President of Financial Abundance, Inc., a registered investment advisor based in Central Pennsylvania with offices in State College and Lewisburg in Centre County.

Visit Financial Abundance’s website and send Paul Nichols a note about the show or a question that you would like to have answered under the “Ask the Coach” link.

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Market Timing and The Three Types of Money

06/15/2010 by
It's Your Money
It's Your Money
Market Timing and The Three Types of Money
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This week’s show is one you don’t want to miss. Paul Nichols, along with his guest host Deb, talks about Market Timing, gives a market update and then reviews the “Three Types of Money.” Listen in to find out more and continue on your road to financial clarity and confidence.

Paul Nichols is the President of Financial Abundance, Inc., a registered investment advisor based in Central Pennsylvania with offices in State College and Lewisburg in Centre County.

Visit Financial Abundance’s website and send Paul a note about the show or a question that you would like to have answered under the “Ask the Coach” link.

http://www.FinancialAbundanceInc.com or give us a call at 866-867-5745

Thank you

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Planning Process

04/27/2010 by
It's Your Money
It's Your Money
Planning Process
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Paul and Deb sit down this weekend and talk about the planning process that our clients go through here at Financial Abundance, Inc. The main focus of the show is our holistic approach to financial planning and how we best serve our clients through education and not the sale of different financial products.

Paul is WJAC’s “Investor Coach” and is featured weekly on their nightly news. Visit our website and send Paul a note about the show or a question that you would like to have answered under the “Ask the Coach” link.

www.financialabundanceinc.com

Thank you

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Long Term Care

03/23/2010 by
It's Your Money
It's Your Money
Long Term Care
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This week Paul gives us a market update and talks about Long Term Care.

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U.S. Representative, Glen ‘GT’ Thompson

12/02/2009 by

The following is an excerpt from U.S. Representative Glen “GT” Thompson, who will be featured on this weeks radio show, regarding the current health care debate. As a proponent of pulling back the curtain on the issues that matter to you, I thought it would be prudent to offer some insight to this issue.

Headline in The New York Times: “Public Option Push in Senate Comes With Escape Hatch.” I read that and thought, “Why have the Democrats crafted their health care reform in this manner? Why would they need an ‘escape hatch’?”

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Retirement Income

10/19/2009 by

For this post I’m using an article that I wrote for the Town & Gown’s Guide to Financial Services, regarding our income for life strategy. Enjoy!

Recent studies have shown that the traditional retirement strategies of pulling a percentage off a brokerage account may be flawed. According to one study, stock and bond only strategies preserved the original value in just 45% of the cases, while “Income for Life” strategies preserved the original value in 93% of the cases. Paul Nichols, the president of Financial Abundance a registered investment advisor and estate planning firm in State College, compares traditional retirement strategies to the “Income for Life” strategy.

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Retirement: Retirement Planning Today

09/17/2009 by

Coming up in October I will once again be teaching one of my Retirement Planning Today® courses sponsored by South Hills School of Business & Technology. These courses are taught at over 200 colleges and universities throughout the country. I am teaching two sessions, one on Thursdays October 1 and 8 and the other on Tuesdays October 6 and 13. Each session runs from 6:30 pm to 9:30 pm and included in the $49 tuition is a 230 page work book.

Why Financial Education is Important

As an investor coach, I feel education and proper planning are vital components to a happy retirement. Due to recent tax law changes, an uncertain future for Social Security and the shift toward employee-directed retirement plans, the need for sound financial strategies has never been greater. In straightforward

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Top 5 Reasons for Long Term Care Insurance

09/11/2009 by

Planning for long term care is an easy thing to put off. Maybe you think you’re too young, can’t afford it or simply won’t need it. But if you want to help preserve your choices about future care and have retirement assets and personal savings to protect then, long term care insurance could be the right vehicle for you. Here are 5 logical and emotional reasons why it may make sense for you:

1. To enable you to stay in your home for a longer period of time—comprehensive long term care insurance offers you the option of staying in your own home for as long as possible which helps to preserve.

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When Should You Start to Take Social Security

08/25/2009 by
It's Your Money
It's Your Money
When Should You Start to Take Social Security
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This week Paul and Luke review the Market Update, the pros and cons of qualified plans and if you should take your social security payments at age 62 or 65.

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Geriatric Care Management

07/29/2009 by
It's Your Money
It's Your Money
Geriatric Care Management
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What happens when you need Long Term Care? Deb Soltis from Soltis Senior Care was on the show this week to discuss.

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Tax Planning: Misguided Wisdom

07/01/2009 by

Don’t Limit 401K Deductions to the Amount Matched…I found the following sage advice in a local newspaper: Even though the company matches only part of the 401k contribution, it is to your benefit to put the most away in your 401k plan as you can, since 401k plans are an excellent way to save for retirement. The author of the article went on to profess that often many investors contribute only up to the company match within their 401k plan, and do not take advantage of their 401k plan if the company does not match, and he states that this is a mistake. He finalizes this train of thought by stating that with a 401k plan, an investor receives a double tax benefit.

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