Innovation Will Prevail

Innovation will prevail you know we lost a very important figure in American culture and in world history yesterday with Steve Jobs passing, someone who has had a tremendous impact on the world. If you were asked to think of an innovator, my guess is Steve Jobs name would come up often. I wonder what he and his company, vendors, and suppliers contribution to innovation have equated to in tax revenue, 49000 people work for Apple which is worth 37 billion. Steve stimulated our economy in part, when an innovation becomes in demand, revenue ensues. I believe that Steve Jobs was an example of compassionate capitalism.

Trading Treadmill

Trading Treadmill….avoid the hype
I ran across a recent press release this morning from Business Wire that announced some activity for Charles Schwab Corporation in August. I found it interesting that there was a large in-flow of new assets that came into Schwab about $62B and what I really found curious was the amount of trades that were taking place. Trades are up substantially in August about 57% in and 35% in July. Now what reasonable explanation can justify this amount of activity? Why is this happening? FEAR, FEAR, FEAR!

Trading Treadmill

Trading Treadmill….avoid the hype I ran across a recent press release this morning from Business Wire that announced some activity for Charles Schwab Corporation in August. I found it interesting […]

Portfolio Construction: Navigating the Fog of Investing

Excerpts from Navigating the Fog of Investing. The world finance is lauded with manufactured perceptions and techniques designed to create transactions. The revenue created from transactions, that is stocks and […]

“For the Record” interview with Paul Nichols

Jed Donahue host of “For the Record” interviews Paul concerning financial literacy and the lack of education we see in America.

Everyone Loves Market Volatility ​!!! When it’s up?

A friend and fellow Investor Coach from NJ shared a story of a recent trip.

While in Europe with his wife a earthquake and then hurricane hit the East Coast and they couldn’t get home. All flights from anywhere in Ireland to anywhere in the United States were canceled, So, he bought a newspaper, The Irish Times to be specific, and a cup of coffee, to settle down for a long wait.

While browsing through the paper, an article jumped out at him entitled “Investor ‘prediction addiction’ now most relevant.” He shared that he was pleasantly surprised at the positive portrayal of our Investment Philosophy that he found in the article.

Gold…Irr​ational Exuberance​!!!

The television or radio nowadays is being bombarded with advertisements to “buy gold.” Firms selling gold now have a huge cash influx and are using it to attract more buying creative marketing. You will hear that it’s the “new gold rush” and get in now because “prices will continue to go to through the roof.”

Who Wins with Market Timing?

  Market timing a concept that has been excepted for decades as a strategy for managing different investments held in ones portfolio or overall of estate. The idea is that […]

Stock Picking…Folly or Fact

Stock picking, market timing and track record investing are techniques devised to outwit the stock market. Can the market be beat?    

Traditional IRA…A Permanent Tax Lien

If you were a farmer…and you have a choices: one is to pay tax on your seed in the spring, and receive a tax free harvest. The other option would be […]

Broker vs. Registered Investment Advisor

Financial services industry has two predominant financial standards for representatives in dealings with clients and disclosure. One is a “suitability standard” which is the most common and requires the least […]

Portfolio Construction and Market Portfolio Theory

  Modern portfolio theory was brought to us by Henry Markowitz winner of the Nobel Prize in Economic, 1990 along with Merton Miller and Williams Sharp. Modern portfolio theory is the […]

Income For Life Retirement Planning

Income planning is the area that is most requested by individuals that are seeking financial planning help today. As a financial professional I’ve observed this area has the least amount […]

Pension Maximization Strategy

PMS, a strategy that can be employed by a pre retiree when activating a employer defined benefit plan, more commonly known as a pension. The concept: there are multiple pay […]

Group vs Individual Long Term Care Insurance

Long term care insurance planning, an area that many do not really want to talk about. There’s a certain inevitability that we often ponder when this subject comes to the […]