More often than not, when I ask a client about their 401(k) fee structure or plan cost, the answer I get is, “There is no cost. My company uses no-load mutual funds. It’s free.”
A survey sponsored by AARP, found that 71% of retirement plan participants believed they did not pay any fees at all. This is understandable, but shocking! That’s because this information is rarely disclosed.
The impact of fees and commissions on your retirement can be significant. This is especially true if your plan selections include variable annuities.
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